Current CD Rates in Massachusetts: Term of 12-Months

CD Rates in Massachusetts are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your state on a regular basis will help you maximize your deposits.

Below are the current 12-month CD rates in Massachusetts, along with a list of financial institutions that are providing the highest rates today.

Current Massachusetts 1-Year CD Rates

Number of 12-Month CD Accounts Available: 59

Lowest Rate on Record: 0.15% APY

Highest Rate: 1.71% APY

Today’s Average 12-Month CD Rate in Massachusetts: 0.88% APY

Banks and Credit Unions in Massachusetts with the Highest 12-Month CD Rates

Worcester Fire Dept. Credit Union: 1.71%
600 Atlantic Credit Union: 1.47%
Newton Teachers Credit Union: 1.25%
Digital Federal Credit Union: 1.25%
Bank of New England: 1.15%

Please note that the above rates are accurate as of July 13, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the Massachusetts CD Rates page.

Related Rates Articles

Best Massachusetts Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Worcester Fire Dept. Credit Union 2 Year CD Account	1.51% Date: May 16, 2012 View Rate Details
Southcoast Health System Credit Union 2 Year CD Account	1.50% Date: Apr 30, 2012 View Rate Details
600 Atlantic Credit Union 2 Year CD Account	1.30% Date: May 2, 2012 View Rate Details
Worcester Credit Union 2 Year CD Account	1.25% Date: May 16, 2012 View Rate Details
Andover Credit Union 2 Year CD Account	1.21% Date: May 1, 2012 View Rate Details
Allcom Credit Union 2 Year CD Account	1.15% Date: May 9, 2012 View Rate Details
Worcester Fire Dept. Credit Union Savings Account	1.00% to 0.75% Date: May 16, 2012
Reading Co-operative Bank 12 Month CD Account	0.75% to 0.30% Date: May 15, 2012
Meetinghouse Bank 6 Month CD Account	0.40% to 0.35% Date: May 14, 2012
Houghton Mifflin Harcourt Employees Federal Credit Union 6 Month CD Account	0.60% to 0.50% Date: May 11, 2012
Cape Cod Five Cents Savings Bank Savings Account	0.25% to 0.20% Date: May 10, 2012
Berkshire Bank 6 Month CD Account	0.25% to 0.20% Date: May 7, 2012

See All Banking Rates

Check rates in these cities in Massachusetts: See Cities